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S-Corp Tax Savings Calculator

See how much you could save by electing S-Corp status

Compare LLC vs S-Corp taxSalary estimatorSelf-employment tax savingsFree instant results

Your Business Income

$100,000
$20k$500k

Business profit before owner compensation and income tax

$60,000(60% of income)
$0$100,000

IRS requires a "reasonable salary" for S-Corp owner-employees. 40–60% of income is a common benchmark.

Tax Comparison Results

LLC / Sole Proprietor

SE Tax Base (×0.9235)$92,350
Social Security (12.4%)$11,451
Medicare (2.9%)$2,678
Total SE Tax$14,130

S-Corporation

Salary (payroll base)$60,000
SS on salary (12.4%)$7,440
Medicare on salary (2.9%)$1,740
Total Payroll Tax$9,180

Gross Tax Savings

$4,950

Est. S-Corp Costs

$1,500

payroll svc + state fees

Net Annual Savings

$3,450

S-Corp distributions (not subject to payroll tax)$40,000

The $40,000 distributed as profit avoids $1,160 in Medicare tax and potentially Social Security tax.

This calculator is for illustrative purposes only and does not account for income tax differences, state taxes, the QBI deduction, or individual circumstances. Consult a CPA before making any S-Corp election.

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Elect S-Corp status, set a reasonable salary, and cut your self-employment tax bill. Includes Form 2553 walkthrough.

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